America’s housing ladder is missing a few rungs.The median first-time homebuyer is now 40 years old — a record high — and some of the country’s most seasoned agents say the "starter home" has become more of a luxury."One of the things that I see is that younger people are battling more debt," Compass’ Laura Worrell told Fox News Digital. "The cost of homeownership is outpacing the entry-level job market … it's very difficult to save money to be able to have a down payment and to do those types of things and … it's not entirely their fault. I mean, there's just so much against them, so many fac...

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