Willie B. Thomas/DigitalVision/Getty ImagesWhen your partner snuggles up to you in bed and starts kissing your neck, you know it’s an invitation to do more. But you just can’t muster the energy tonight, so you make a joke about a rain check and turn out the lights — and immediately, that creeping sense of guilt sets in. It’s already been so long since the last time you had sex, and now it feels like you’re even further in arrears. That feeling is “sex debt”: the unspoken but very real perception that you owe your partner initiation and intimacy after turning them down. This sense that declinin...

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