Tools built on top of large language models like ChatGPT stand to transform the world of financial advice and planning. Recently, as an experiment, I gave a bunch of my financial information to an AI chatbot. I know what you’re thinking — it sure doesn’t sound like the wisest move. While the large language models that power such bots are good at many things, math is not historically one of them. Still, a growing number of startups are training generative AI tools to work like financial coaches. Some of them are pretty good, too. Cleo, which bills itself as “the world’s first AI financ...

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