FreshSplash/E+/Getty ImagesThe holidays tend to be a time of year when the word "budget" strikes extra guilt and shame into the hearts of parents. Either we stick to the budget and feel bad not getting "enough" for our kids, or we blow it and then feel icky about it and shamefully pinch our pennies all January long. Especially for parents of tweens, teens, and young adults — whose wish lists aren't all Magna-Tiles and Play-Doh but expensive headphones and Sephora skincare — gifting adds up fast. So, how might you talk to your kids about your spending limits this holiday season, especially if t...

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