Social Security beneficiaries could face a 22% across-the-board benefit reduction in 2032 without congressional action, according to the Committee for a Responsible Federal Budget (CRFB), as a new cost-of-living adjustment renews debate over the program's financial future.The warning comes as Social Security's retirement trust fund approaches a projected 2032 depletion date, putting pressure on lawmakers to address the program's long-term funding shortfall.Social Security recipients will receive a 3.6% cost-of-living adjustment in 2027, raising the average retired worker's monthly benefit by a...