CMS Marketing & Communication Compliance

HALO (The Health and Legacy Organization) is committed to full compliance with the marketing and communication guidelines established by the Centers for Medicare and Medicaid Services (CMS). The information on this website is designed to promote the products and services of licensed insurance professionals and does not replace the guidance provided by an official government website.

Medicare beneficiaries should be aware that the information presented on this site, and by the licensed professionals listed in our directory, is for the purpose of marketing and soliciting insurance products. We comply with all applicable CMS regulations, including the requirement to read and acknowledge the Scope of Appointment (SOA) before any sales or marketing activity takes place.

Important Medicare Disclosure

Neither HALO nor any agent associated with us is connected with or endorsed by the U.S. government or the federal Medicare program. The website is a privately owned and operated platform and is not a government website.

Scope of Appointment (SOA) Requirement

In accordance with CMS marketing guidelines, licensees are permitted to discuss Medicare Advantage (MA) and Medicare Part D prescription drug plans only after an appropriate Scope of Appointment has been completed and documented. Our platform ensures that licensed professionals follow these requirements when conducting sales or marketing outreach, whether by phone, text, video call, or in person.

Directory & Professional Disclosures

All insurance professionals and fiduciaries listed in the HALO directory are state-licensed and verified. Each reader should confirm a professional's license and qualifications directly with the appropriate state regulatory authority. Listings and directory features do not constitute an endorsement, and we make no representation about a professional's suitability for a particular reader's needs.

Plans, benefits, and availability vary by carrier and by state. Enrollment periods, premiums, co-pays, and out-of-pocket costs are subject to change and are determined by individual plan documents and federal regulations.

Contact for Full Plan Information

For additional information about Medicare, you may contact 1-800-MEDICARE (1-800-633-4227) (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, or visit Medicare.gov. You can also contact your local State Health Insurance Assistance Program (SHIP) for free, unbiased help with your Medicare options. For questions about our disclosure practices, contact our team at support@healthandlegacy.org.