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About Us
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Health And Legacy Organization operates the healthandlegacy.org website ("Site"). Using the Site, you agree to these Terms and Conditions of Use ("Terms") without any limitations or qualifications. Please read these Terms carefully before using the Site. We may modify these Terms at any time without notice, and your continued use of the Site after any changes indicates your acceptance of the revised Terms. Therefore, we recommend that you check the Terms periodically for any updates. If you disagree with these Terms, you are not authorized to use the Site. Please note that other websites may have their own terms and conditions, which you should review accordingly. We cannot guarantee that the Site is completely accurate, and any reliance on the Site is done at your own risk. The Site is intended for users who are 18 years of age or older. By accessing the Site, you represent that you are 18 or older. The Site is designed to provide information about the member-agents who provide services on our platform. Many of these member-agents are contracted with third-party insurance companies that may offer different products and services. You may use the Site only for personal and professional purposes and not for commercial activity other than what the Site is intended for without our prior approval.
Please note the following disclaimer regarding the use of this Site: Your use of this Site is at your own risk. The Site and any materials or products/services on or promoted through the Site are provided "as is" and "as available" without warranties of any kind, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Health and Legacy Organization makes no express or implied warranties, representations, or endorsements whatsoever with respect to the Site or any products/services promoted on the Site, and all such warranties are expressly disclaimed. Health and Legacy Organization does not warrant that the Site or materials on the Site will be uninterrupted, timely, secure, error-free, accurate, complete, corrected if defective, or that the Site or the server that makes it available are free of viruses or other harmful components. Health and Legacy Organization does not warrant or make any representations regarding the use or the results of the use of the materials on the Site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Health and Legacy Organization) assume the entire cost of all necessary servicing, repair, or correction in the event you experience any loss or damage arising from the use of the Site. Please note that links to other sites can be accessed through this Site. Such external internet addresses contain information created, published, maintained or otherwise posted by organizations independent of Health and Legacy Organization. Health and Legacy Organization does not endorse, approve, or certify any information, product or service referenced or provided at such addresses.
Although Health and Legacy Organization tries to provide accurate and up-to-date information on its website, errors or omissions may occur. Therefore, Health and Legacy Organization does not make any warranties or representations as to the accuracy of the Site. Under no circumstances, including negligence, shall Health and Legacy Organization and any of its officers, directors, employees, affiliates, member-agents, licensors, representatives, attorneys, and business partners be liable for any damages, including direct, incidental, consequential, indirect, special, actual, exemplary, or punitive damages, including loss of revenue or income, pain and suffering, and/or emotional distress, that result from the use of, or the inability to use, the Site, materials on the Site, and/or any products/services promoted on the Site. This holds true even if Health and Legacy Organization or its authorized representative has been advised of the possibility of such damages. However, applicable law may not allow the limitation or exclusion of liability of incidental or consequential damages, so the above limitation or exclusion may not apply to you. Please note that Health and Legacy Organization and its officers, directors, employees, affiliates, member-agents, licensors, representatives, attorneys, and business partners will not be responsible or liable for any damages caused to your computer equipment or other property as a result of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site. In no event shall Health and Legacy Organization's or its officers', directors', employees', affiliates', member-agents', licensors', representatives', attorneys', and business partners' total and collective liability to you, regardless of the type of action, exceed the greater of $99.00 or the amount paid by you for accessing the Site.
The Site is owned and operated by Health And Legacy Organization. Permission is granted to display and navigate around the Site with a computer using HTML browser software solely for personal, non-commercial use. Any commercial or public use of the Site or any portion hereof is strictly prohibited. Certain elements of Site, including but not limited to, text, graphics, photos, images, video, audio, color selections, organization and layout, are copyright protected under United States and international copyright laws and treaty provisions. Unless otherwise stated, Health And Legacy Organization owns the copyright in such elements. Except as otherwise permitted by Health And Legacy Organization , no copyright protected materials from the Site owned, operated, licensed or controlled by Health And Legacy Organization may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on the Site for non-commercial; personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of the Site for public or commercial purposes, including the text, images, audio, and video, without Health And Legacy Organization' written permission. Health And Legacy Organization neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Health And Legacy Organization. There may be other content located on the Site not owned by Health And Legacy Organization, and you should respect those property rights as well. All rights not expressly granted herein are reserved to Health And Legacy Organization.
The Health And Legacy Organization controls and operates the Site from its offices in the State of SOUTH CAROLINA, United States of America. The Site is intended for use by users within the United States only. Health And Legacy Organization does not claim that materials or goods/services on the Site are suitable or available for use in countries or territories outside of the United States. Those who decide to access the Site from other locations outside of the United States do so at their own risk and are responsible for complying with local laws. Please note that some insurance products provided by the member-agents on www.healthandlegacy.org may not be available in all states.
Please note that all images displayed on this Site belong to Health And Legacy Organization or are used with permission. You are not permitted to use these images unless specifically authorized to do so. Any unauthorized use of the images could violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Paying members of our website are granted access to exclusive content, including videos and trademarks. By becoming a paying member, users agree to abide by these terms.
Paying members may use our videos for personal and commercial use. Any links attached to our videos, commercials, or photos should link back to our website only. This includes viewing, sharing with friends, and learning from the content.
Paying members may not:
- Reproduce, distribute, or publicly display our videos for commercial purposes without consent
- Modify or create derivative works based on our videos.
- Use our videos in any way that violates copyright laws or infringes upon our intellectual property rights.
Paying members may use our trademarks (such as our logo or brand name) for marketing purposes related to their membership.
Paying members may:
- Display our trademarks on their personal websites or social media profiles to indicate their membership status.
- Include our trademarks in promotional materials specifically related to our website or services.
Violation of these terms may result in the termination of a paying member’s account. We reserve the right to take legal action if a paying member misuses our videos or trademarks.
Users can contact our customer support team with any questions or concerns regarding membership rights and limitations. If you have any inquiries regarding the use of Health And Legacy Organization's trademarks, service marks, trade names, logos, icons, copyrights, or other intellectual property, please contact Health And Legacy Organization's Legal Department at 192 Ralston Rd, Greer, SC 29651, United States of America.
If you believe that any content on the Site infringes your copyright and you want the content removed from the Site, please send a detailed message (under the Digital Millennium Copyright Act, the following information must be included in the message) to Health And Legacy Organization designated agent for notice of claims of copyright infringement: (i). A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (ii). Identification of the copyrighted work claimed to have been infringed, or, if multiple works at a single online site are covered by a single notification, a representative list of such works at that Site; (iii). Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit Health And Legacy Organization to locate the material; (iv). Information reasonably sufficient to permit Health And Legacy Organization to contact you as the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted; (v). A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (vi). A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Health And Legacy Organization Designated contact is Wayne Fraser: 192 PO Box 349, Greer, SC 29651 Telephone 800-580-4212 Ext 122 Email: wayne@healthandlegacy.org Health And Legacy Organization reserves the right to terminate any Site user for repeat copyright infringement. If you believe that any content on the Site violates or infringes your intellectual property rights, other than related to copyright, please send a detailed email to support@healthandlegacy.com detailing your allegation. Health And Legacy Organization takes infringement of intellectual property rights seriously and will investigate the matter.
The Site is governed by a privacy policy found at http://www.healthandlegacy.org/privacy. The Site's privacy policy is incorporated by reference into these Terms.
The Site contains references to and information about third party products and services. Availability of such products and/or services may be limited or unavailable and therefore no representations or warranties are made with respect to the availability of such products or services.
The Site may contain web links to external sites not controlled and/or affiliated with Health And Legacy Organization . If you use these links, you will leave the Site. For example, there may be links on the Site to Health And Legacy Organization social media pages such as Facebook and LinkedIn. Health And Legacy Organization provides these links to you only as a convenience, yet Health And Legacy Organization is not responsible for the content at the linked sites, including, without limitation, links displayed on such sites. The display of any links are not meant to imply that Health And Legacy Organization guarantees, approves, recommends, or endorses the linked sites or any information, content and/or products/services available on those linked sites. The links are not meant to indicate any association with Health And Legacy Organization. Health And Legacy Organization is not responsible or liable for any linked site. If you access any linked sites, you will be subject to the terms of use, privacy, and other policies applicable to those sites. You visit those sites at your own risk and should consult the sites' policies. Please be aware of any interaction between the Site and other third party sites such as Facebook and other social media sites. This may include "Like" buttons or other interactions through third party buttons or plugins on the Site that when used, may allow you to share content from the Site with other persons on or through the third party sites or elsewhere. Please consult the privacy policies of these third party sites before using them to make sure you are comfortable with the level of sharing that will take place once you interact with them. Health And Legacy Organization has no control over these third party sites and you use these interaction functions at your own risk. Health And Legacy Organization is in no way liable for any harm to you as a result of using one of these interaction functions.
Any communications or material you transmit to the Site by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and nonproprietary. You agree that Health And Legacy Organization has a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display any communications or material you transmit to the Site for the purpose of operating and/or marketing the Site, Health And Legacy Organization business, or any related products or services offered through the Site. This license includes any right of publicity rights that may be present in the communications or materials. Furthermore, Health And Legacy Organization is free to use, without obtaining any permission from you nor owing any royalty to you, any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including, but not limited to, developing and marketing products using such information. You further agree that you will not upload or transmit to the Site any content that infringes the rights, including but not limited to, intellectual property, privacy, publicity, or contract of some other person or entity. You shall be solely liable for any damages, royalties, or fees resulting from any infringement of rights or any other harm resulting from any content you upload/transmit. You further represent and warrant that: (i) you own all right, title, and interest, including the intellectual property rights, to any content uploaded/transmitted by you to the Site or you have been granted the right by the owner to upload/transmit the content; and (ii) your content does not violate the intellectual property rights, privacy rights, publicity rights, contract rights or any other rights of any person or entity. Health And Legacy Organization reserves the right to comply and cooperate with any and all legal requirements, legal authorities, and/or law enforcement agencies regarding the investigation of, or request to disclose, information related to your content. By accepting these Terms, you waive and hold harmless Health And Legacy Organization from any claims resulting from any action taken by Health And Legacy Organization during or as a result of Health And Legacy Organization investigation and/or from any actions taken as a consequence of investigations by either Health And Legacy Organization or law enforcement. Please note that Health And Legacy Organization does not accept unsolicited content or ideas you may attempt to transmit to Health And Legacy Organization directly. As such, Health And Legacy Organization takes no responsibility for such transmitted content or ideas. If you do send Health And Legacy Organization unsolicited content or ideas, you agree that Health And Legacy Organization may use such content and ideas in any way Health And Legacy Organization wishes without any compensation to you.
Health And Legacy Organization permits its insurance member-agents to communicate with you through a registered text messaging service, subject to the terms and conditions herein. Your insurance agent controls the frequency and content of the text messages you may receive pursuant to this program. If you elect to communicate with your insurance agent via text message, you must first agree to receive text messages from that insurance agent by replying "YES" to an opt-in text message sent by your insurance agent. Do not communicate with your insurance agent via text message if you have not received this opt-in text message and replied "YES". You may opt out of receiving text messages from your insurance agent at any time. To opt out, send a text message to your insurance agent with the word "STOP" in the body of the text message. Message and data rates may apply. Health And Legacy Organization respects your right to privacy. You can view the Health And Legacy Organization Privacy Policy here.
In connection with your access and/or use of the Site or any Site goods or services, you agree not to: violate any federal, state, or local laws or regulations; upload/transmit anything that imposes an unreasonable or disproportionately large strain on Health And Legacy Organization network or computer infrastructure; engage in any behavior that is designed to hack into or gain unauthorized access to protected areas of the Site and/or Health And Legacy Organization computers, servers or networks, and/or any computers or systems used by other users of the Site; upload/transmit anything that could destroy, damage, or impair any portion of the Site or any computers, systems, hardware, or software used by Health And Legacy Organization or other users; make unauthorized attempts to modify any information stored on the Site; make attempts to defeat or circumvent security features, or to utilize the Site for any other purpose other than its intended purposes; violate the legal rights (such as rights of intellectual property, privacy and publicity) of others; use any automated technology such as a robot, spider, or scraper to access, scrape, or data mine the Site; use the Site to send spam or unsolicited bulk email; and/or provide false or misleading information when uploading/transmitting information to the Site. The previous list of prohibitions is not exclusive. Health And Legacy Organization reserves the right to terminate your access to the Site or any Site goods or services for any reason. By accepting these Terms, you waive and hold harmless Health And Legacy Organization from any claims resulting from any action taken by Health And Legacy Organization during or as a result of Health And Legacy Organization investigation and/or from any actions taken as a consequence of investigations by either Health And Legacy Organization or law enforcement related to your use of the Site.
You agree to indemnify, defend and hold harmless Health And Legacy Organization , including its officers, directors, employees, affiliates, member-agents, licensors, representatives, attorneys, and business partners ("Indemnified Parties"), from and against any and all claims, demands, losses, costs, damages, liabilities, judgments, awards, and expenses (including attorneys' fees, costs of defense, and direct, indirect, punitive, special, individual, consequential, or exemplary damages) Health And Legacy Organization or any of the Indemnified Parties suffer in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that relates to your use of the Site and/or any Site goods or services, your breach of these Terms, or any violation of an applicable law or regulation by you. Your indemnification obligation shall survive the termination of these Terms.
Any and all disputes relating to these Terms, the Site, and/or any goods or services offered on or through the Site, are governed by, and will be interpreted in accordance with, the laws of the State of South Carolina, without regard to any conflict of law provisions. You hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of the State of South Carolina (USA) for any litigation arising out of or relating to the use of the Site, waive any objection to the venue of any such litigation in the State of South Carolina courts, and agree not to plead or claim in any State of South Carolina court that such litigation brought therein has been brought in an inconvenient forum. If any part of these Terms is determined by a court of competent jurisdiction to be invalid or unenforceable, it will not impact any other provision of these Terms, all of which will remain in full force and effect. These Terms constitute the entire agreement of the parties with respect to the Site and supersede all prior communications, promises and proposals, whether oral, written, or electronic, between you and Health And Legacy Organization , with respect to the Site. If you violate any portion of these Terms, Health And Legacy Organization reserves the right, without an obligation to do so, to deny you access to the Site. Health And Legacy Organization's failure to enforce any portion of these Terms is not a waiver of such portion.The proprietary rights, disclaimer of warranties, representations made by you, indemnities, and limitations of liability shall survive the termination of these Terms. Health And Legacy Organization reserves the right, without notice and reason, to take down or terminate the Site. You agree that Health And Legacy Organization is not liable to you or any other third party for this action.Health And Legacy Organization does not assume any liability or responsibility for your use of the Internet or the Site, including, but not limited to, any change your computer or related systems may sustain as a result of accessing the Site.You are free to text link to the Site so long as there is nothing deceptive or infringing about the link. Health And Legacy Organization may revoke this linking permission at any time and for any reason.Certain software elements of the Site and related Site goods/services may be subject to U.S. export laws and controls. As such, no software may be downloaded or exported to any country or foreign citizen that is under a U.S. embargo or that would otherwise violate U.S. law or regulations. If you need to contact Health And Legacy Organization for any reason not already specified in these Terms, please use the following contact information: by mail – Health And Legacy Organization, Attn: Marketing Services, PO Box.349, Greer, SC 29651 or by telephone (800) 580-4212 Ext122.