Americans who are planning for their retirement can get bigger Social Security benefit checks by delaying their application for benefits until after they reach full retirement age.The monthly benefit payments to Social Security beneficiaries are determined based on their full retirement age (FRA), which varies based on the year a worker was born. For workers born in 1960 and after, the FRA is 67, while the FRA is reduced by two months for each year before 1960 until it reaches 66, which is the FRA for those born from 1943 to 1954.Those who want to continue working beyond their FRA and choose t...

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