Frequently Asked Questions
What is Medicare and who is eligible?
Medicare is a federal health insurance program primarily for people aged 65 or older, but it also covers certain younger individuals with disabilities or specific conditions. Eligibility typically requires U.S. citizenship or permanent residency.
What are the different parts of Medicare?
Medicare is divided into four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage Plans), and Part D (Prescription Drug Coverage). Each part covers different services and has its own benefits.
How do I enroll in Medicare?
You can enroll in Medicare during the Initial Enrollment Period, which starts three months before you turn 65 and lasts for seven months. Enrollment can be done online, by phone, or at a local Social Security office.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare includes Part A and Part B and is managed by the federal government. Medicare Advantage (Part C) is an alternative offered by private insurance companies that includes all services covered under Parts A and B and often additional benefits.
Can I change my Medicare plan after enrolling?
Yes, you can change your Medicare plan during the Annual Enrollment Period (October 15 to December 7) or during special enrollment periods if you qualify due to certain life events.