When the federal government began depositing a $1,000 seed contribution into newly launched Trump Accounts for eligible children in July, personal finance expert and Ramsey Solutions personality George Kamel didn't hesitate to claim the funds for his own young son.Though Kamel gladly took "a little money back" from Uncle Sam, he issued a cautious warning to parents across America about the program's tax fine print — and the costly mistake well-meaning families could make."As someone who has a 1-year-old and 3-year-old, I took advantage of this. And on the Fourth of July, that $1,000 came into...