Household affordability challenges are leading some consumers to consider refinancing their auto loans to save money on monthly payments.Stephanie Roberts, director of auto products at PenFed Credit Union, told FOX Business that expanded access to credit terms has allowed consumers to more easily check the rates available to them as they consider refinancing."I think consumers from a credit education standpoint are more educated than ever on the health of their credit, so they're taking out those refinances," Roberts said, noting that many banking and personal finance apps give consumers acces...