Frequently Asked Questions
What is Medicare?
Medicare is a federal health insurance program primarily for people aged 65 and older, but also available to certain younger individuals with disabilities or specific health conditions.
How do I enroll in Medicare?
You can enroll in Medicare during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after the month you turn 65. Enrollment can be done online, by phone, or at your local Social Security office.
What are the different parts of Medicare?
Medicare is divided into four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare includes Part A and Part B, providing hospital and medical coverage. Medicare Advantage (Part C) is an all-in-one alternative that includes Part A, Part B, and usually Part D, often with additional benefits.
Can I change my Medicare plan after enrolling?
Yes, you can change your Medicare plan during the Open Enrollment Period, which runs from October 15 to December 7 each year. During this time, you can switch between Original Medicare and Medicare Advantage, or change your Part D plan.