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Americans rethink Social Security timing as longer lifespans and insolvency fears raise the stakes
Americans are rethinking when to retire and claim Social Security as longer lifespans collide with uncertainty over the program’s future.Social Security could reach insolvency by late 2032 or early 2033, potentially triggering automatic benefit cuts if Congress fails to act. At the same time, Americans are living longer, stretching retirement from roughly 15 years to closer to three decades in some cases, according to Realtor.com.More than 68 million Americans rely on Social Security benefits as of April 2026, according to the Social Security Administration.Waiting until age 70 to start collec...5 days ago
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