Plan Year 2026 Marketplace Plans and Prices Fact Sheet

Plan Year 2026 Marketplace Plans and Prices Fact Sheet The Health Insurance Marketplace® Open Enrollment Period for plan year 2026 begins on November 1, 2025, and runs until January 15, 2026. In plan year 2026, most enrollees on Healthcare.gov will have access to plans with premiums at or below $50 per month, after the application of premium tax credits. When compared to years prior to the COVID-19 pandemic, Marketplace enrollees this year will have access to, on average, plans with lower premiums after tax credits and more plan choices overall.