Expert warns of looming credit 'catastrophe' that could wreck your score in 2025

The buy now, pay later revolution that has taken America’s economy by storm could soon catalyze a credit "catastrophe," according to one expert."My concern is that the carelessness, the lack of education is really going to cause a lot of harm to people unnecessarily," credit restoration expert and influencer known as @fitcreditdoctor Micah Smith told Fox News Digital."Having this hit your credit report in a positive way, well, that's great," she noted, "but if it hits in a negative way, that is where we are going to see some pretty large catastrophe."In June, major credit reporting firm FICO a